Lot owned free and clear and default on homeowners dues and taxes?

-Can the Homeowners Association and the town go after other assets I own or only the property itself if I default?The liability for property taxes and HOA dues is tied to the property itself, not the owner. If they are unpaid the only recourse is against the property itself. You may lose title to the property of course but that's all that is at risk; neither the town nor the HOA can go after any other assets to attempt to satisfy the debt.
the homeowner's association will probably sue you for the unpaid dues, this would likely be a court action and could result in garnishment of your wages

unpaid property taxes will be the interest of the county and this may take a few years before they seize the property and auction it for the unpaid taxes
Banks and other institutions are mainly concerned with dealing with your primary residence in order to simplify their efforts.
They take the property, that's it.